Maybe you are a low-income, first-time buyer, or because of credit history cannot get a mortgage. There are billions of dollars in housing grants being offered to renters and buyers. You can receive government grant money to pay rent, make a down payment or for home renovations. Just because the bank thought you were a poor credit risk, does not mean that all the doors have closed. In fact, so far in 2009 $11.5 Billion has been given away in federal grant money for low income housing programs alone.

Home Grants
More Grants Availible

Many home renovations can also be subsidized by a housing grant. Right now, the government is offering an unlimited amount of money for housing grants dedicated to heating and cooling repairs in your home. Perhaps your furnace has seen better days and it is not heating your house throughout the winter like it should. You could qualify for a tax-free housing grant that will provide you with the money to replace that furnace for a more energy-efficient, dependable one.

If you currently rent and want to buy your first home or you need a larger house for your growing family, housing grants are a great way to achieve your housing goals. Not everyone is going to be eligible for a housing grant, but until you apply, you’ll never know if there’s money waiting for you to help with your housing situation – be it keeping up with property taxes, moving into your first home, remodeling or fixing your home, or any number of other things related to housing. There are even grants available for those who want to start an apartment complex.

State Grant Programs

Every state is a major source of financial aid assistance to small business and education programs. Each state has a vested interest in promoting small business and educating their residents. More small business results in increased tax revenue. Educated residents attract businesses.

The live database connects you directly to your states grant making agencies.

Federal Programs

Every year, the US Government distributes billions of dollars to businesses and individuals.

Politicians understand small business is fast becoming the lifeline of the American Economy and will employ millions of people in the future. A vibrant small business sector means a vibrant tax base. The federal government will distribute grants to average people to help them start their business. The federal government also distributes grant money to men, women and children to help them attend college and to help with everyday living expenses and unforeseen expenses such as medical expenses. Our Grant Directory categorizes all these programs for you. Simply choose any applicable category and link directly to the grant making agency.

Private Foundations

Private Foundations are usually formed by wealthy corporations, thrusts and individuals to benefit individuals and small business using FREE GRANT money.These organizations are required to distribute 5% of their total assets each year to maintain tax exempt status. Each foundation targets certain segments of the population with specific needs, sometimes in certain geographical areas. Some grant money to businesses, others grant money to individuals like you and me to cover the costs of everyday living expenses. There is an extensive list of private grant foundation in the Grant Directory and we connect you to databases and resources where you can find thousands more. You can begin accessing these foundations online today via the live database!